Being in debt

Debt, bankruptcy, loan problems

Internal links stay within www.swansea.gov.uk 

Free support and advice on managing debt for people who have money worries or debt concerns.
http://www.swansea.gov.uk/debtpanicbutton

Information on credit -
http://www.swansea.gov.uk/whatiscredit

External links - these links may open in a new browser window

Whatever the situation with your finances, it's good to know where you stand and that you are making the most of what you have. The health check, a new online money planner from the Money Advice Service, is for everyone.

The Money Advice Service is independent and it's here to help everyone understand and manage their money better. It takes just 10 minutes to answer some straightforward questions and the health check will give you a personalised action plan which identifies the top three things you can do to make the most of your money right now, and to plan for future goals.

Best of all - it's free and it's unbiased. The Money Advice Service won't recommend a particular product or provider or try to sell you anything.

The Citizens Advice Bureau has excellent advice on the following website
www.adviceguide.org.uk/wales/life/debt/help_with_debt.htm

National Debtline provide free, confidential advice for people with debt problems
www.nationaldebtline.co.uk

Information about Swansea's LASA Credit Union
www.lasacreditunion.org.uk

The Step Change Debt Charity provides free counselling and advice to those with debt problems
www.stepchange.org

GamCare is an organisation for gamblers and those affected by gambling
www.gamcare.org.uk

Debt Forum is a support board allowing people with debt problems to share their experiences and offer mutual support
www.debtforum.org.uk